Single-insurer lock-in is your problem too
ShipStation locks merchants to ParcelGuard, Shippo to XCover. When an item isn't covered — or a merchant pays for insurance their carrier included — it lands in your support queue. Give them choice instead.
What you get
One API, many providers
Merchants bring their own insurance accounts, or we help them connect.
Carrier-first intelligence
We use built-in carrier liability first, so merchants stop double-paying.
Rules + AI routing
Every order goes to the cheapest valid option, automatically.
Stays in your brand
Insurance becomes native to your platform, not a bolted-on redirect.
Built for
| Platform | How Insurrl helps |
|---|---|
| Shipping software | Multi-provider, carrier-first insurance in your label flow |
| E-commerce platforms | Smarter insurance as a native merchant feature |
| 3PLs & fulfillment | Route client shipments to the right coverage automatically |
| OMS / WMS | Decisions driven by your order & line data |
Forward-deployed: we go deep to get you live — not hand you docs and walk away.
FAQ
Are you the insurer of record?
No. We're a routing and intelligence layer. Coverage sits with your merchants' accounts or providers we help connect.
Stateless option?
Yes — our stateless API returns decisions without storing order data.