A unified insurance API means you integrate once and reach every shipping insurance provider — EasyPost, Shippo (XCover), ShipStation (ParcelGuard), Shipsurance, U-PIC and more — without wiring up each one separately or getting locked into a single vendor.
Why a unified insurance API
- One integration, every provider. Stop rebuilding when you switch or add an insurer.
- No single-vendor lock-in. ShipStation ties you to ParcelGuard, Shippo to XCover — a unified API frees you from that.
- Carrier-aware. The API knows built-in carrier liability and skips paid insurance when the carrier already covers the order.
- One claims interface. File and track claims across providers in one place.
Insurrl vs. a single-provider insurance API
| Capability | Single-provider API | Insurrl (unified) |
|---|---|---|
| Providers reachable | One | Many + custom |
| Carrier-coverage awareness | ✕ | ✓ |
| Skip / route decision per order | ✕ | ✓ |
| Switch providers without re-integrating | ✕ | ✓ |
| Unified claims | ✕ | ✓ |
Insurrl's take: A unified insurance API isn't just about reach — it's the decision layer on top. We don't just connect insurers; we decide whether an order needs insurance at all, then pick the right one.
FAQ
Is Insurrl an insurance company?
No. Insurrl is the unified API layer on top of insurers and carriers. You bring your own accounts, or we help you connect.
Which providers does the API support?
EasyPost, Shippo (XCover), ShipStation (ParcelGuard), Shipsurance, U-PIC — plus any insurer via custom integration at no cost.
Does it work with carrier insurance?
Yes — carrier built-in liability is used first, so you never pay to insure what the carrier already covers.