The smart layer for shipping insurance
Insure only what actually needs it.
Most tools insure every order by default — even the ones your carrier already covers. Insurrl connects to your store and decides per order: skip it, use free carrier coverage, or route to the right provider. You stop over-insuring, and you're covered where it counts.
Insure-everything tools cost you three ways:
You pay twice
Carrier liability already covers up to $100. Most insurance re-buys it.
You're locked in
One provider, one rate. ShipStation → ParcelGuard, Shippo → XCover.
You're exposed
Jewelry, high-value, specialty — the orders that matter get excluded.
The difference is the decision.
Go direct to any insurer — Route, Shipsurance, EasyPost — and you get one thing: insurance, on every order. They sell insurance, so they insure everything. Insurrl is the layer on top that decides whether an order should be insured at all, and by whom.
Insure everything. No questions.
Same fate for every order.
- Pays to insure orders the carrier already covers
- One provider, one rate, take it or leave it
- Blind to what's in the box or where it's going
Read the order. Then decide.
Chosen on cheapest valid rate, coverage fit, and fastest claim for that loss type.
Keep your providers. Run them all through one layer.
Bring the insurers you already use — or any other. If we don't support one yet, we build the integration for you, free.
See what you'd stop overpaying
Rates vary by provider — and the cheapest valid one changes per order. Insurrl skips what your carrier covers, then routes the rest to the best rate. Set your numbers below.
Estimate based on your inputs and published provider rates. Savings come from skipping carrier-covered orders and routing the rest to the cheapest valid provider. Your real number depends on your catalog.
See what you're overpaying
Talk to an engineer who knows ecommerce logistics. We'll walk through your last 90 days of orders and show you the number — no commitment. If there's nothing to save, we'll tell you straight.
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